Sunday, December 29, 2013


According to the Washington Times, a gay advocacy group has strongly objected to a federal advertisement on Obamacare. I have not seen the ad, but it supposedly features four young buff men wearing tight underwear and not much else. I don't understand the purpose of the presentation, nor do I have any objection, but it apparently has raised the ire of the gay advocacy group.. The president of the group claims that the ad campaign promotes “harmful stereotypes that gay men are nothing but sex-crazed lechers". It sounds to me like a gross exaggeration, from the ad description.
I'm not very interested in this particular controversy, but it is illustrative of a development that strongly concerns me. That is, organized efforts by unorthodox lifestyle groups to achieve public acceptance. The purpose of achieving public acceptance is likely based on two desires; ego satisfaction and financial benefits.
I don't deny that there are people born with an innate desire of sexual attractiveness to persons of their own sex, but it is in the minority. There are people born with other mental and physical deficiencies, and they learn to live with them, usually with the help of their families.
Homosexuals are usually quite adept in conforming to our economic society, so that by and large they do not need financial support from their families. The primary basis for public acceptance appears then to be a matter of ego.
We all have deficiencies or lack of talent in some area. For example, I have very poor coordination between my brain and finger movements. It is basically impossible for me to become a piano player or even a tolerable typist. Does that mean that I should join with other persons having a similar malady and then develop a program so that the whole group obtains public acceptance for the fact that we all have this great deficiency? That doesn't make sense to me, and it also doesn't make sense to me that there should be gay advocacy groups.
If a person is apparently an inmately born homosexual, and he or she can find others of similar characteristic so that together they can develop a satisfactory sexual lifestyle, I have no objection. It is a private matter. I don't promote through any organization my heterosexuality. It is a private matter.
In spite of my personal feelings on the subject, apparently the promotional practices of homosexual groups does have an effect on the major heterosexual group. It appears that through these homosexual advocacy groups over the past 10 years, the public has developed greater acceptance for homosexuality. I also don't have any objection to this development, even though I am still opposed to such promotional programs. The reason for my acceptance is that I believe homosexuality is a physical/mental deficiency and previously known persons afflicted with this deficiency have been discriminated against on a personal basis. I believe such discrimination to be wrong and the development of public acceptance of homosexuality is a move in the correct direction, providing we do not elevate persons engaged in homosexual activity to be at a higher level of humanitarian acceptance.
I don't want the public to be sympathetic to my deficiency of brain/hand coordination, nor do I want the public to develop a position that by this deficiency I am somehow better than the average person. It Is a private matter, and I deal with it privately.

Saturday, December 28, 2013

Compassion Run Amok

The Washington Times says some "reality" show hosts and Hollywood actors are showing compassion for fat people.
Reality show host Tyra Banks is attempting to console fat people by changing the lexicon. She wants to refer to fat women as “fiercely real”. In effect, she is saying to fat people they should not regard themselves as fat. It is a known fact that overeating and not exercising leads to obesity and is a choice that leads to a multitude of health issues like diabetes and heart disease.
Tyra is saying to fat people that if they do not regard themselves as fat, by using the new terminology, they will be absolved of responsibility for their fatness and thereby encouraged to do nothing to improve their lifestyle and longevity. Common sense would advise that this is a ridiculous approach to problem-solving and does great disservice to the subject audience; fat people. It also leads to the obese are being coddled, while we all pick up the tab with higher health insurance costs to treat them.
Fat people should be called exactly what they are — fat, overweight, obese. This would encourage them to make healthy lifestyle changes.
For whatever reason, some people like to be fat and prefer their present lifestyle, to the difficulty of a program of food control and exercise, even though the latter will reduce their health problems and increase their longevity. So be it. They should have the opportunity to make this decision. It should certainly not be forced upon them by government edict, nor should government in the form of taxpayers support the results of their decision.
A "reality" show should be about reality; not an effort to convince a segment of society to be unrealistic.

Saturday, November 16, 2013

Appeal to Healthcare Insurance Company Executives

Open Email to Healthcare Insurance Executives:

Dear Healthcare Insurance Company Executives,
    With the passage of the Affordable Healthcare Act, a.k.a. Obamacare, another aspect of Socialism was injected into this Constitutional US Republic. One of the objectives of Obamacare was to put you out of business.
    You had three years to dig your own grave, and you recently culminated this with the cancellation of millions of healthcare insurance policies and their premiums, as required by government.
    Unanticipated by many, these cancellations have now turned in your favor, as the federal government has been proved inapt in instituting all of the Obamacare provisions. The has led to subsequent political wrangling, primarily involving Pres. Obama's often repeated claim that individuals could keep their previously held healthcare insurance policies, if they so so desired.
    The President is now on the hook, because of the increased millions of citizens now not having health healthcare insurance, and which he forced on you. Some may claim that healthcare insurance companies are responsible for the fiasco, but that is obtuse thinking. The obvious rational approach is that the insurance companies have been only instruments forced to do the President's will.
    It is now reported that Pres. Obama has now come to you for assistance in salvaging his "good name". I believe we all recognize that if Pres. Obama requests you to reinstitute canceled policies, that will be a practical impossibility. Some have likened it to putting toothpaste back in the tube.
    More importantly I believe you suddenly have an opportunity to help save this country from Socialism. You can do this to your own benefit, by reviving the private healthcare insurance industry. To put it simply, do not cooperate with Pres. Obama in any way. Let him squirm and take the political heat for his attempt to put you out of business. If you are successful in aiding the disassembly of Obamacare with subsequent loss of face to Democrats by the public, you will have done a great service to your country in revitalizing its position as a constitutional Republic, while you simultaneously gain the economic advantages therefrom.

Wednesday, November 13, 2013

Where Was Congress?

Open Email to Congress and Taxpayers,

Dear Representatives, Senators, and Taxpayers,
    Those of you who are acquainted with my writings are aware that I'm not a big fan of the federal government, particularly the Administrative branch and its various agencies.
    With that said, let's discuss the process of developing laws and their application. Consider this with respect specifically to Obamacare.
    When a bill is developed by Congress and signed by the President, it becomes federal law. At that point, the application of the law is passed to a federal agency, which appears most appropriate considering the law's context.
    However, Congress well knows that no law is perfect. It may require some subsequent adjustment on the part of Congress. In addition, Congress has a responsibility to see that the law is actually applied. For that purpose, both the House and the Senate have established for each law an oversight responsibility", which is placed in one of their committees.
    The implementation of the Affordable Healthcare Act, also known as Obamacare, was placed by the Obama Administration with Sec Sebelius of the Department of Health and Human Services.
    The House has 25 committees and joint committees. None of these mention Health, but the closest to Obamacare is probably Oversight & Government Reform (OGR). Darrell Issa (CA) is the Chairman. The House’s committees oversee agencies, programs, and activities within their jurisdictions. OGR has six subcommittees, none of which are applicable to health. However, Issa has taken on congressional hearings on Obamacare, which somewhat confirms that committee's oversight of the Affordable Healthcare Act..
    The Senate has 20 standing committees, of which Health, Education, Labor, and, Pensions (HELP) is one. Tom Harkin (IA) is Chairman. The HELP Committee jurisdiction encompasses most of the agencies, institutes, and programs of the Department of Health and Human Services. HELP has three subcommittees of which Primary Health and Aging is one. Bernard Sanders (VT) is Chairman.The Subcommittee has oversight over the The Older Americans Act; and the Health Resources and Services Act. The Affordable Healthcare Act would obviously fit here, but is not mentioned.
    Now for the big question. The Affordable Healthcare Act became law three years ago. In the last three years, who in the House and who in the Senate were watching to see that the law was properly implemented?

Tuesday, November 12, 2013

Sen. Cornyn (TX) on Obamacare

Open Email to Sen. Cornyn (TX):

Dear Sen. Cornyn,
    I have read your newsletter on Obamacare.    With all due respect, I suggest you are off base with your claim that Sec. Sebelius should resign, because there might be convicted felons in the Navigator group. I'm sure that as a lawyer, you well know the difference between "might be" and "are". Before you make an accusation, you might better retain your reputation for integrity by assuring yourself that what you are suggesting is fact and not supposition. I'm not doubting that there might be convicted felons in the Navigator Group. However, there might also be ministers of the gospel, murderers, political opportunists, etc.
    Conversely, I agree completely with your statement that "Once the website's fixed, then people are going to see the rate shock, they are going to see the fact that the President's promised '
if you like what you have, you can keep it', is not true". While this is a prediction, it is clearly meant to be one. In addition, we know that there are so many policies which have been canceled by private insurance companies, without possible return to previous conditions, there can be no return to "you can keep it".

Sunday, October 6, 2013

Sen. Cornyn (TX) on Obamacare

Open Email to Sen. Cornyn (TX):

Dear Sen. Cornyn,
    Thank you for your form letter indicating your opposition to Obamacare and your continued efforts to defund or repeal it.
    As you know, Senate Democrats and the President have dug in their heels against defunding, and there is no way that you will be successful in defunding or repealing the law, with the present constitution of a Democratic Senate and President. Additionally, Government shutdown did not impose any imposition on Obamacare taking affect as scheduled.
    The full Congress and the President voted to establish this law, presumably as the will of the people. It is also so constituted in its myriad pages, that there is no possibility it can be decimated, until we have a change in government.
    Although you now claim your opposition, I cannot completely forgive you for being part of the Senate that has foisted such a horrendous burden on the American people concerning the future integrity of the United States government. Apparently, you voted against the bill in the Senate, but you did not raise enough hell to gain disapproval of what what even appeared to be a monstrosity at the time. We will all now suffer from this neglect.

Thursday, September 26, 2013

Funding the Government

Open Email to Rep. Neugebauer (TX):

Dear Rep. Neugebauer,
    This email concerns funding the government by both the House and the Senate passing a Continuing Resolution.
    The house has already passed its portion, which includes defunding Obamacare.
    The Washington Times says the Senate will likely vote Friday to cut off debate, will approve an amendment that would restore funding to Obamacare, pass the bill and then send it back to the House.
    This is not exactly correct. As you know, whenever there is a difference between the House and Senate versions of a bill, the two branches meet to resolve the difference.
    In this case, the question will be whether the House and Senate will uniformly pass the bill with or without the Obamacare defunding provision. Either the Senate can change its position and agree to the defunding, or the House can change its position and remove the defunding provision.
    I strongly urge you and other members of the House to maintain a strong position on including Obamacare defunding in the Continuing Resolution. Leave it up to the Senate to change his position, and if it will not do so, let the chips fall where they may.
    However compromise to defeat has been the essence of the Republican Party operation for a number of years, and I am sure that there are many Republicans in the House, who will either cave on the defund provision or perhaps go for a compromise. The compromise could be to review repeal of the Obamacare law after the 2014 election and again, if necessary, after the 2016 election. In addition, the Continuing Resolution should contain a provision to reduce government spending by at least 10% per year, on top of the sequester already in place.
    I will look to see how you individually perform in this action.

Tuesday, September 24, 2013

Rep. Neugebauer (TX) on Defunding Obamacare

Open Email to Rep. Neugebauer (TX):

Dear Rep Neugebauer,
    I have read your latest Newsletter.
    You said you voted in the House to defund Obamacare while also keeping other government operations running. Congratulations! But, that is only half the issue. When push comes to shove, will you let the government shut down, or will you cave on defunding Obamacare and allow a Continuing Resolution (CR) to operate government, including Obamacare?
    You also said you were part of a group of House Republicans who wrote a letter to the Senate, urging them to take action to defund Obamacare. In part, the letter said,“Now, it is up to the Republicans and like-minded Democrats in the Senate to continue the charge to defend the American people from this disaster to their health and finances. We urge you to use all of the legislative tools at your disposal, including the filibuster, to protect America from this train wreck. House Republicans are leading the fight to control spending, stop Obamacare, and protect hardworking Americans, and it is time for the Senate to join us." Congratulations again! But again, does "using all of the legislative tools at the Senate's disposal" include shutting down the government? Or, do you expect the Senate to cave when faced with shutting down the government, if defunding Obamacare is not included?

Monday, February 25, 2013

Healthcare Costs

An associate referred me to a Time Magazine article, which abhorred healthcare pricing.
These were my comments:

Thanks for sending the Time Magazine article on Healthcare.

Interesting, but I think we have to look at this in context with our total society.

The financial industry has divided our economy into sectors. Each sector includes only publicly traded companies of similar business. For example, a Health sector, a Construction sector, an Energy sector, etc. Fidelity Investments has a long list of sectors and the ETF list is even longer. Investment profits for individuals are highest, when a sector's prices are increasing more than for other sectors. The price increase is usually based on higher average profits for the individual companies in the sector. Of these various sectors, I have dealt off and on with Healthcare, but it has not been an especially attractive investment. This means Healthcare company profits are not extraordinarily high in comparison with companies involved in other sectors.

However, that says nothing about the total size of the sector relative to the size of other sectors, and relative to the size it might be under different conditions. Usually, the sector size is related to public interest in the products or services of the sector. For example, the Energy sector is very large, because of the large volume of energy products (gasoline, Diesel, natural gas, coal, wind, etc.) that the public desires.

The Healthcare sector in the US is very large, because the public desires the products and services of healthcare companies and individuals. Those include hospitals, pharmaceutical companies, medical equipment manufacturers, doctors, nurses, and other practitioners.

Two questions arise. Why is the Healthcare sector is so large in the US, compared to other countries? Should it be smaller?

The US public generally has more disposable income than most other countries. Food, housing, and energy costs are significantly lower than in most countries, as related to percentage of annual income. This disposable income can be used for less urgent items and services, such as entertainment, personal care, and health care. In most cases, healthcare is not an urgent item, but the public sees life as of limited duration. All people die. The public also sees anecdotal cases where life is presumably extended through medical treatment. Therefore, the general conviction is that health care can extend life and justifies use of disposable income.

The public attitude on life is related to religion. Almost all agree that God has made us individually and will take us away individually. A few generations ago, the public was willing to accept a pre-determined lifespan for each individual. With the decline of religious doctrine acceptance, the public now believes more in self-determination and that the time differential between life introduction and cessation is somewhat controllable. The public is willing to pay, in order to extend the difference.

In addition, a socialistic US government has done two things to expand the desire of the American public for increased healthcare, which automatically feeds the growth of the industry. The introduction of the Affordable Healthcare Act, has created a belief in the American public mind that government has reduced the price of healthcare, and with this bargain, the public can buy more of it. Secondly, with the increasing socialization of the economy, as fostered by the US government, the public is more convinced that healthcare is a right of existence, and that the government will arrange to have others pay for it.

In total, market forces are at work in the Healthcare system, in spite of government attempts at socialization. While profits of the industry are not unusually high, the industry is expanding at an inordinate rate. However, it is an economic bubble based on disposable income, and is likely to collapse at some indeterminate future time.