US Universal Healthcare

There is no need to discuss universal healthcare in the US. We already have it. No one is turned away from a healthcare provider (hospital, clinic, Dr.) when his life is in jeopardy.
Healthcare insurance should be optional, not mandatory. Most people who have healthcare insurance are satisfied with it. There are two groups who don't have health care insurance. They are those persons who don't want it and those persons who can't afford it. Within both groups are those persons who are always looking for something "free", meaning paid for by other persons, such as the "rich".
Those persons, who don't want health insurance, should be allowed the optional freedom of not having it. They can pay for healthcare service as they require it. If they cannot pay when they require it, the cost should be borne by the community. We call this welfare, and it has been available in our society for a very long time.
Those persons who can't afford health insurance, can also use the welfare system. We consider those people "wards of the state", which has a certain stigma, as it should. When people are unable to handle the standard financial requirements of life support (food, shelter, clothing, and medical), they should be encouraged to improve their capabilities.
The federal government has no business providing healthcare insurance. We have private insurance companies to do that. Government has a role to regulate private enterprise so that it does not become monopolistic to the disadvantage of the public. With respect to insurance in general, the states have demonstrated that capability and can do so with healthcare insurance.